Terms of Use
Please read these terms carefully before using our website
Last Updated: October 2024
Acceptance of Terms
By accessing and using the Pine-Ware website (pine-ware.com), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
Description of Services
Pine-Ware provides financial advisory and wealth management services to individuals and businesses in Australia. Our website offers general information about our services, educational content related to personal finance and investment, and the ability to request consultations.
Not Financial Advice
The content on this website is provided for general informational purposes only and does not constitute personal financial advice. The information presented should not be relied upon as a basis for making investment or financial decisions. Before making any financial decisions, you should consult with a qualified financial adviser who can consider your individual circumstances, objectives, and needs.
No Guarantee of Results
Past performance of investments or strategies discussed on this website does not guarantee future results. Investment values can fluctuate, and you may receive back less than you originally invested. The value of any tax benefits depends on individual circumstances and may change.
User Responsibilities
When using our website, you agree to:
- Provide accurate and complete information when submitting forms or inquiries
- Use the website only for lawful purposes
- Not attempt to gain unauthorised access to our systems or data
- Not interfere with the proper functioning of the website
- Not reproduce, duplicate, or exploit any portion of the website without permission
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Pine-Ware or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
Third-Party Links
Our website may contain links to third-party websites for your convenience. These links do not signify our endorsement of such websites. We have no control over the content of linked sites and accept no responsibility for them or for any loss or damage arising from your use of them.
Limitation of Liability
To the fullest extent permitted by Australian law, Pine-Ware shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the website or services. Our total liability for any claim arising from or related to these terms shall not exceed the fees you have paid to us in the twelve months preceding the claim.
Indemnification
You agree to indemnify and hold harmless Pine-Ware, its directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.
Privacy
Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.
Modifications to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes your acceptance of the modified terms.
Termination
We may terminate or suspend your access to our website at any time, without prior notice, for conduct that we believe violates these terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.
Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of New South Wales, Australia. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of New South Wales.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and Pine-Ware concerning your use of the website.
Contact Information
If you have questions about these Terms of Use, please contact us:
Email: [email protected]
Address: Level 12, 45 Market Street, Sydney NSW 2000, Australia